How much house can you afford You might be pleasantly surprised. This program is a loan qualifier for either a fixed rate or a variable rate mortgage. This program uses the same ratios method used by your friendly banker to determine how large either a fixed rate or variable rate mortgage you can expect approval for. Principal interest homeowners insurance and taxes (PITI) are included in the analysis. Printouts are professional looking and may be used by financial planners as the program contains a prepared by: area. The program may also be useful to small mortgage lenders to pre-qualify potential borrowers. For the potential home purchaser the program quickly shows them how much house they can afford based on income and existing indebtedness.